To qualify for our business funding programs, most applicants should meet the following criteria:
$100K+ Annual Revenue
Demonstrate consistent business performance with at least $100,000 in annual revenue to qualify for a wide range of financing options.
1+ Year in Business
Established businesses with at least one year of operating history are eligible for more flexible funding solutions and longer-term financing.
600+ FICO Score
Businesses with a credit score of 600 or higher can access better rates, larger funding amounts, and extended repayment terms.
Flexible Options Available
Don’t meet all the requirements? We still may be able to help. We work with a variety of lenders and programs designed for different business profiles.
Qualifying for business financing depends on several key factors, including your annual revenue, time in business, and credit profile. Lenders typically look for businesses with stable income, a proven track record, and responsible credit management.
Businesses that meet these qualifications often have access to:
Higher funding amounts
Better interest rates
Longer repayment terms
More flexible financing options
Even if you don’t meet every requirement, there are still funding solutions available. Many lenders offer programs designed for newer businesses or those working to improve their credit.