Privacy Policy

24 Hour Loan Approval ("we," "us," or "our") operates the website 24hourloanapproval.com and provides fast business and real estate funding solutions. We are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website, submit a loan inquiry, or otherwise interact with our services.

By accessing our website or submitting any information through our platform, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our services.

Information We Collect

We collect information you provide directly to us and information gathered automatically when you use our website.

Information You Provide

• Full name, email address, phone number, and mailing address
• Business name, business type, and years in operation
• Loan purpose, requested funding amount, and deal details
• Real estate property information (address, type, estimated value)
• Financial information such as estimated annual revenue and credit range
• Communications you send to us via email, phone, or contact forms

Information Collected Automatically

• IP address, browser type, and operating system
• Pages visited, time spent on pages, and referring URLs
• Device identifiers and geographic location (city/region level)
• Cookie and tracking pixel data (see Section 4)

How We Use Your Information

We use the information we collect for the following purposes:

• To evaluate your funding inquiry and match you with appropriate lending partners
• To communicate with you about your application, next steps, and available programs
• To respond to your inquiries and provide customer support
• To send you relevant information about loan products, rates, and promotions (with your consent)
• To improve our website, services, and user experience
• To comply with applicable laws, regulations, and legal obligations
• To detect, prevent, and address fraud or other harmful activity
• To analyze usage trends and measure the effectiveness of our marketing

Sharing Your Information

We may share your information in the following circumstances:

Lending Partners — When you submit a loan inquiry, we share your information with our network of vetted institutional lending partners to evaluate and potentially fund your request. Each partner has its own privacy practices.

Service Providers — We work with trusted third-party vendors who assist us in operating our website and business (e.g., CRM platforms, email providers, analytics tools). These providers are contractually obligated to protect your data.

Legal Compliance — We may disclose information when required by law, court order, or government authority, or when necessary to protect our rights, property, or the safety of others.

Business Transfers — In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Cookies & Tracking Technologies

Our website uses cookies, web beacons, and similar tracking technologies to enhance your experience and analyze site performance.

• Essential Cookies — Required for the website to function properly
• Analytics Cookies — Help us understand how visitors interact with our site (e.g., Google Analytics)
• Marketing Cookies — Used to deliver relevant advertising and track campaign effectiveness
• Third-Party Pixels — Tools like Facebook Pixel or Google Ads tracking may be in use

You can control cookie preferences through your browser settings. Disabling certain cookies may limit functionality. By continuing to use our site, you consent to our use of cookies as described.

Data Security

We implement industry-standard technical and organizational measures to protect your personal information against unauthorized access, loss, alteration, or disclosure. These measures include:

• SSL/TLS encryption for data transmitted through our website
• Access controls limiting data access to authorized personnel only
• Regular review of our data collection and processing practices
• Secure third-party platforms for CRM, email, and form data

No method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, including to evaluate your loan inquiry, maintain business records, and comply with legal obligations. Typically, inquiry and application data is retained for up to 5 years from the date of submission. You may request deletion of your data at any time (see Section 7).

Your Rights & Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access — Request a copy of the personal information we hold about you
• Correction — Request correction of inaccurate or incomplete data
• Deletion — Request deletion of your personal information, subject to legal requirements
• Opt-Out of Marketing — Unsubscribe from promotional emails at any time using the link in any email we send
• Do Not Sell — We do not sell personal information; no opt-out required for this activity

To exercise any of these rights, contact us using the information in Section 11. We will respond within 30 days.

Third-Party Links

Our website may contain links to third-party websites, including lending partner platforms, scheduling tools (e.g., calendar booking widgets), and external resources. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any external sites you visit.

Children's Privacy

Our services are intended solely for business and real estate professionals aged 18 and older. We do not knowingly collect personal information from individuals under the age of 18. If you believe a minor has submitted information to us, please contact us immediately and we will remove it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we do, we will update the "Effective Date" at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please reach out to us directly: